Disclaimer
Effective date: August 3, 2026
Please read this disclaimer before using FICA Tip Credit Calculator at https://www.ficatipcreditcalculator.com. It supplements the Terms of Service.
Estimates only; no professional advice
The Service is provided only as a general informational screening and worksheet aid. It does not provide or constitute tax, legal, financial, or accounting advice. It is not a substitute for advice from a qualified professional who knows and has verified your facts.
Using the Service does not create an accountant-client, attorney-client, tax-preparer, fiduciary, or other professional relationship. No output is a professional opinion or recommendation.
Not a filed return or promised result
Every output is an estimate based solely on information you enter and assumptions used by the calculator. It is not a completed or filed tax return, is not ready for filing, and is not a guarantee or promise of eligibility, a credit amount, a deduction, tax savings, or any other outcome. Actual eligibility and any credit allowed may differ from an estimate.
A qualified CPA or tax professional must review every output and all underlying records before you file, take a tax position, or rely on the estimate.
Eligibility is not determined or verified
Eligibility for the IRC §45B FICA tip credit depends on facts and legal requirements the Service does not collect, test, or verify. These may include facts about your type of business, employees, payroll, taxable tips, wages, tax year, related entities, prior tax positions, limitations, and industry-specific conditions. Providing inputs and receiving an estimate does not mean that you qualify.
Accuracy, completeness, and currency
Tax laws, regulations, agency guidance, tax forms, thresholds, and federal, state, and local wage rates can change. The Service may not reflect a change, and its information, rates, assumptions, calculations, or outputs may be incomplete, incorrect, or out of date. Errors may arise from the Service, source materials, browser behavior, or information entered by a user.
You are solely responsible for confirming all applicable law and authoritative guidance, checking current wage rates, validating all inputs and outputs, and determining how the rules apply to your circumstances.
United States scope
The Service concerns only U.S. federal tax law, including IRC §45B and IRS Form 8846, and U.S. federal and state wage rules. It has no application to the tax law of any other country.
The Service is intended for use by U.S. businesses and their advisers. It is not directed at or intended for users in the European Union, European Economic Area, or United Kingdom, and it is not offered or marketed to them.
Anyone who chooses to access the Service from outside the United States does so on their own initiative and is responsible for complying with their own local laws. Nothing on the Service is an offer or solicitation directed to any person in a jurisdiction where that offer or solicitation would be unlawful.
No warranties
To the fullest extent permitted by law, the Service and all content and outputs are provided "as is" and "as available," without warranties of any kind, express, implied, or statutory.
All warranties are disclaimed, including warranties of accuracy, completeness, currency, reliability, availability, security, title, non-infringement, merchantability, and fitness for a particular purpose. There is no warranty that the Service will be uninterrupted or error-free, that defects will be corrected, or that any output is suitable for filing or for your particular circumstances.
Assumption of risk and no liability
You assume all risk arising from use of or reliance on the Service. To the fullest extent permitted by law, the operator and any contributors, licensors, or service providers will not be liable for any loss, claim, tax, assessment, penalty, interest, damage, cost, or expense arising from or related to access, use, inability to use, or reliance on the Service or any content or output.
This exclusion includes direct, indirect, incidental, consequential, special, exemplary, and punitive damages; loss of profits, revenue, business, goodwill, data, deductions, credits, tax benefits, or opportunities; filing errors or delays; and professional fees or the cost of correcting a return or tax position, whether or not the loss was foreseeable. Additional limitations appear in the Terms of Service.
No government affiliation
The Service is not affiliated with, endorsed by, sponsored by, or connected to the Internal Revenue Service, the U.S. Department of Labor, or any federal, state, local, or other government agency. References to laws, agencies, government forms, and publications are for identification and informational purposes only.
Your responsibility
You remain solely responsible for the information you enter, your records, professional review, eligibility analysis, filings, elections, positions, deadlines, decisions, and all consequences of using or relying on the Service. Verify every figure with a qualified CPA or tax professional before filing.
Contact
Questions about this disclaimer may be sent to support@ficatipcreditcalculator.com. This address is not a channel for tax, legal, financial, or accounting advice.